THREE TIPS FOR MEDIATION Know this and you're in the top 1% No one else - other than my readers and subscribers - know to do these three things. Yet, if you employ these three simple tips, you will be in the TOP 1% of attorneys and mediators - really, the top fraction of a […]

Continuing Series: Things My Platinum Inner Circle Attorneys Would NEVER Do This really happened. I leave the dates on the email exchanges but have, obviously, removed the real names of the people involved...to protect the innocent and the guilty. Opposing for a case/file on which we had already obtained credit underwriting approval (i.e., loan was […]

I try to explain divorce-related mortgage financing in a variety of ways. Sometimes, just saying something from a different perspective helps to break through the fogginess on a matter. I don’t talk or write like an attorney. Rather, I have to make deals work in the realm of mortgage finance. Yet, I still must interact […]

Mr. Cookman, I have been following your emails and blog for some time, being a family law specialist in Texas; I have moved to Tennessee and been teaching domestic relations in a little law school up here for a while, and my question is pretty simple. Will Owelty liens and your divorce lending services work […]

Got this email the day after Christmas: Good morning Noel and Andy, I hope y’all had a wonderful Christmas. My question this morning: How do I get my name off the current mortgage when my husband is buying me out and he does not want to refinance? Is there another way to remove it from […]

The Case of the Missing Owelty Language Circa Fall 2018 Marriage of 20+ years is ending. Marital Residence worth $500,000 is free and clear of mortgages and is to be awarded to husband subject to a buyout to wife of her interest in the property. The knowledgeable and studious Traci Hutton represented wife and wrote Owelty […]

Great Question from an Attorney My client (Wife) will be receiving a payout from a refinance of the marital home. I know that Husband will need to sign a Deed of Trust to Secure Owelty of Partition, but I am afraid of the implications if Wife signs a special warranty deed prior to husband refinancing […]

I count about a dozen misconceptions, faulty assumptions or myths about mortgage financing in divorce in the following email exchange with a new customer. But, I realized that by sharing this with you, I could address several critical elements in divorce-financing pertaining to the buyout (specific to Texas as the Owelty lien; other states as […]

DID YOU KNOW THE OWELTY LIEN CAN ALSO BE CREATED FOR A CO-HEIR BUYOUT? Pass this on to your probate and estate planning attorney friends. For that matter, get this information to anyone who is or is going to be an heir of a family homestead. Even though the Owelty lien is most often thought […]

This blog is usually written to family law attorneys. But, this post is more broad. Attorneys, divorced/divorcing homeowners, financial planners and more can benefit from this simple information. I was quite surprised. I’d never paid close attention to insurance. My field is mortgage financing for divorcing home owners and buyers. I just had good agents […]