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Get A Real Answer Before Mediation For $0

This blog is about COST EFFICIENCY - how I really get great value for $0 and pass it on to the divorce community. The YouTube video is supportive but has extra information; this blog has information that the video does not have. So, I recommend reading and watching. And here’s that YouTube video: https://youtu.be/WRujtQ1jo3s I get […]

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How NOT to Determine Equity and Divorce Buyouts in Real Property (or How to Lose $30,000)

A customer was on the way to court while I was reviewing several orders and requests and motions. I found that the following had been stated as factual and consequential in establishing value and equity in a marital residence which was to be awarded to my customer subject to her refinancing its debt into her […]

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Three Tips for Divorce Mediation

THREE TIPS FOR MEDIATION Know this and you're in the top 1% No one else - other than my readers and subscribers - know to do these three things. Yet, if you employ these three simple tips, you will be in the TOP 1% of attorneys and mediators - really, the top fraction of a […]

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The Case of The Laughable Proposal - Not Knowing the "Golden Rule"

Continuing Series: Things My Platinum Inner Circle Attorneys Would NEVER Do This really happened. I leave the dates on the email exchanges but have, obviously, removed the real names of the people involved...to protect the innocent and the guilty. Opposing for a case/file on which we had already obtained credit underwriting approval (i.e., loan was […]

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Explaining The Divorce Buyout From a Different Perspective

I try to explain divorce-related mortgage financing in a variety of ways. Sometimes, just saying something from a different perspective helps to break through the fogginess on a matter. I don’t talk or write like an attorney. Rather, I have to make deals work in the realm of mortgage finance. Yet, I still must interact […]

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How Do Divorce Buyouts Work in Your State?

Mr. Cookman, I have been following your emails and blog for some time, being a family law specialist in Texas; I have moved to Tennessee and been teaching domestic relations in a little law school up here for a while, and my question is pretty simple. Will Owelty liens and your divorce lending services work […]

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Can (A Court Through) A Divorce Decree Require a Refinance?

Got this email the day after Christmas: Good morning Noel and Andy, I hope y’all had a wonderful Christmas. My question this morning: How do I get my name off the current mortgage when my husband is buying me out and he does not want to refinance? Is there another way to remove it from […]

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The Case of the Missing Owelty Language

The Case of the Missing Owelty Language Circa Fall 2018 Marriage of 20+ years is ending. Marital Residence worth $500,000 is free and clear of mortgages and is to be awarded to husband subject to a buyout to wife of her interest in the property. The knowledgeable and studious Traci Hutton represented wife and wrote Owelty […]

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Should My Client Sign the Special Warranty Deed Before The Ex Refinances?

Great Question from an Attorney My client (Wife) will be receiving a payout from a refinance of the marital home. I know that Husband will need to sign a Deed of Trust to Secure Owelty of Partition, but I am afraid of the implications if Wife signs a special warranty deed prior to husband refinancing […]

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Busting Myths, Correcting Misconceptions - It's What I Do

I count about a dozen misconceptions, faulty assumptions or myths about mortgage financing in divorce in the following email exchange with a new customer. But, I realized that by sharing this with you, I could address several critical elements in divorce-financing pertaining to the buyout (specific to Texas as the Owelty lien; other states as […]

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